Interest Rate 12%
Buyback
Currency EUR
REGULATED BY
Headquarters Country:
Operating Countries:
Poland
Score Classes:

One of the methods by which the originators control the risk, is using a credit rate score system. This is a procedure of classifying every credit in different categories, based on the default probability (the probability the borrower to stop paying off their loan). All loans in iuvo have a score rate. This is needed so the credits from different originators can be compared

  • B4 – 10% default probability
Loan Types:
Business Loan
Year Founded:
2015
Amount of Loans Granted:

The total amount of the loans granted by the loan originator to borrowers since its establishment

7.6M EUR
Amount of Listed Loans on iuvo:

The total amount of the loans issued on the marketplace by the loan originator

0.750М EUR
Installment Types:
1 month
Skin In The Game:

In business and financing, the term “skin in the game” is used to refer to owners or principals having a significant stake in an investment vehicle, in which outside investors are solicited to invest. This is to ensure the interests of the originator and the investor in the asset are aligned, as both have a stake in the asset/ investment. On iuvo this means that every loan originator is required to keep certain percentage of each loan listed on the marketplace, which is their “skin in the game”. For example, if a loan originator issues 100 EUR loan to the marketplace and have skin in the game 30%, only 70 EUR of the loan will be available for investors to invest in. The loan originator keeps a stake of 30 EUR.

20%
Net Profit for 2017:
197 704 PLN
Number of Employees:
17 + 12 000 brokers
Turn a profit:

The year in which the company became profitable

2017

About

KFP is a Polish entity specialized in short-term financing of small and medium enterprises. The company believes in the strength of domestic entrepreneurship and is happy that with their support Polish companies can succeed on the market. Their mission is based on a specially developed, unique loan product that combines two important features: an attractive interest rate and high availability. KFP have developed an innovative process of assessing the customer’s creditworthiness based on classical financial ratios and behavioural analysis. KFP operate all over Poland since 2015.

Janusz Bieniek CEO, KFP, Poland

The appearance on IUVO is primarily a desire to develop and diversify sources of our financing. Joining the platform allows us not only to offer innovative financial products for borrowers, but also to create opportunity for investors to invest in them. No doubt, the presence on the IUVO platform is honor for us.

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