What is iuvoSAVE?

IuvoUP is an opportunity for investing with fixed return for your funds for a pre-specified period, and it is provided by the platform of iuvo. It offers predictability of the investment and the expected return. It also offers a possibility to withdraw the funds before the maturity date.

How can I register for iuvoSAVE?

Fill out the registration form and select that you will invest with iuvoSAVE right after your first login in the account.

Do I have to verify my account before investing with iuvoSAVE?

All users go through a due diligence of their identity before they can add funds to their account on the platform. Information about when and with what documents you can verify can be found in FAQ -> Verification.

How can I add funds to my investor account in order to invest with iuvoSAVE?

You can add funds to your virtual account on iuvo in the following ways:
– bank transfer from your bank account with a payment order in a bank branch or directly with your online banking;
– internal transfer between two PaySera accounts – from yours to ours;
– bank transfer to one of our bank accounts but using e-money companies such as:
Revolut, ePay, Transferwise, Currency Cloud, etc.
All bank details can be found in your iuvo account in the “Add Funds” section.

How can I invest with iuvoSAVE?

Open section “Fast liquidity”, choose one of the products of iuvoSAVE, enter the preferred amount and confirm the parameters of the investment.

Where the return comes from?

The funds are invested in loans granted by non-bank financial institutions. All partners go through a financial and legal audit, as we monitor their activity in real time in order to ensure the guaranteed profit for your invested funds.

When do I receive interest?

Interest is received at the due date of your investment. The invested amount automatically becomes available along with the interest. You can track your accumulated interest for each product on daily basis.

In what currency can I use iuvoSAVE?

The available currency for investing is BGN & EUR. If you have another currency available, you can use the Currency Exchange tool in your profile.

How to add more funds to a product of iuvoSAVE where I have already invested?

Add funds to your investor account in the standard way and press the “Invest more” button of the selected product. You can invest as much funds as you want per each product.

How much money can I invest?

You can invest an unlimited amount of funds in both iuvoSAVE products. The minimum amount you can invest per product of iuvoSAVE is 10 BGN.

How can I withdraw my funds from iuvoSAVE?

After the due date of a product, the invested amount automatically becomes available in your account. If the due date has not occurred yet, it is needed to select “Early withdrawal”*. After the amount has become available, you can choose whether to invest the funds in another product of iuvo or to withdraw them to your bank account from the “Withdraw” section.

*Investors can withdraw up to 10 000 BGN  per month from one product.

Are there any fees?

The registration, investing, and using your account is free of charge. The only fee that you can be charged with is when you withdraw all or part of your funds before the due date. It is 1% of the early withdrawal amount. The fee is taken out of the remaining funds in order to receive the exact requested amount with the transaction for withdrawal.

I registered and selected a product but I changed my mind. What can I do?

If you would like to change your choice, you can do it by selecting it in Profile -> Settings.

Can I invest simultaneously in iuvoSAVE and p2p?

Yes, you can invest simultaneously in iuvoUP and the p2p market of iuvo.

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