Who can make an investment with iuvo?
Iuvo is a platform that is open to individuals and companies.
The individuals must be at least 18 years old, and they need to have a valid bank account within the European Union or third countries that are currently considered as having equivalent AML/CFT systems to the EU.
For the companies it is required to have a valid bank account within the European Union or third countries that are currently considered as having equivalent AML/CFT systems to the EU. Their data and funds origin, according to the Anti-money laundering and Financial Terrorism policies and regulations mentioned above. (AML/CFT).
How can I add funds to my account?
You can make a deposit to your iuvo account by some of the following methods:
– a bank transfer from your bank account with a payment order or by using your online banking;
– at the cash register of a bank;
– a transfer, made by using electronic money services such as: Paysera, ePay, Transferwise, Currency Cloud, Revolut, etc.
Please, bare in mind that there is no minimum or maximum amount of money you can deposit.
You can find our bank details on you account–>”Deposit“. Please, follow the instructions.
What currencies can I invest in?
You can invest in three different currencies at the same time: BGN, EUR, and RON. It is necessary to make a bank transfer to the corresponding account.
Please, bare in mind that right now we do not offer currency conversion.
Are my funds secured?
Your investments are safe, thanks to the buy-back guarantee. If the borrower stops paying off their loan, the originator will restore your invested funds in the defaulted loan back to your iuvo account.
The buy-back guarantee activates on the 61-st day, counted since the date of the first unpaid installment.
What charges may apply?
The platform does not have any charges for investing, making a deposit, or withdrawal. The only charge that may apply is when you sell a loan on the Secondary Market – 1% of the amount.
Please, bare in mind that this does not include any charges that your bank may apply.