How it works

Getting Started

Who can make an investment with iuvo?

Iuvo is a platform that is open to individuals and companies.
The individuals must be at least 18 years old, and they need to have a valid bank account within the European Union or third countries that are currently considered as having equivalent AML/CFT systems to the EU.
For the companies it is required to have a valid bank account within the European Union or third countries that are currently considered as having equivalent AML/CFT systems to the EU. Their data and funds origin, according to the Anti-money laundering and Financial Terrorism policies and regulations mentioned above. (AML/CFT).

How can I add funds to my account?

You can make a deposit to your iuvo account by some of the following methods:
– a bank transfer from your bank account with a payment order or by using your online banking;
– at the cash register of a bank;
– a transfer, made by using electronic money services such as: Paysera, ePay, Transferwise, Currency Cloud, Revolut, etc.
Please, bare in mind that there is no minimum or maximum amount of money you can deposit.

You can find our bank details on you account–>”Deposit“. Please, follow the instructions.

What currencies can I invest in?

You can invest in three different currencies at the same time: BGN, EUR, and RON. It is necessary to make a bank transfer to the corresponding account.
Please, bare in mind that right now we do not offer currency conversion.

Can I converse my funds to a different currencies in the platform?

No, due to legal reasons, we do not offer currency conversion at this moment. If you would like to invest in a certain currency, it is necessary to make a transfer to the respective bank account.

Are my funds secured?

Your investments are safe, thanks to the buy-back guarantee. If the borrower stops paying off their loan, the originator will restore your invested funds in the defaulted loan back to your iuvo account.
The buy-back guarantee activates on the 61-st day, counted since the date of the first unpaid installment.

What charges may apply?

The platform does not have any charges for investing, making a deposit, or withdrawal. The only charge that may apply is when you sell a loan on the Secondary Market – 1% of the amount.
Please, bare in mind that this does not include any charges that your bank may apply.

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